I'm trading with interactive brokers and I am having a lot of interest accruals on my account.  Can anyone explain to me how I am being charged so much.  Currently I have $50 in interest accruals.  Also I was charged $2.30 in interest accruals on Monday this week when I didn't trade at all, so not sure how you have accruals when you don't trade or have any positions.  Yeah any help would be greatly appreciated.