I would like to make a proposal. I'd like to add a "D" and make it "PREPARED." The D would stand for "Dow Up or Down?" and contribute a PLUS or NEGATIVE extra 3 points to your score.

My reasoning is because last week, I either traded on paper or for real with so-called "good news" tickers which did not do what they "should have" done. But, what I didn't check was that the Dow was down... waaaaaay down... which messed me up "big league." I either lost money, got caught up in a bag, settlement... etc.

So, I am proposing to add a "D" for are you "PREPARED!"  ...and, that's my two cents for the day!  :)